Business & Group Benefits

Benefits your team will actually use.

Group health plans for businesses of all sizes — from small teams to large employers. ACA-compliant, multi-carrier, and fully managed so you can focus on running your business.

Small BusinessGroups Under 50Groups 50+Large Employers

By the Numbers

Businesses That Trust Curtis

From startups to established companies — we build benefit packages that attract and retain top talent.

180+
Businesses Covered
From 2-person shops to 80+ employees
Benefits review
Cost-Effective Options
Options vary by group and carrier
25+
Carrier Options
Group health, dental, vision & more
4.9★
Employer Satisfaction
Across 90+ business reviews

"We went from a bare-bones plan to a full benefits package. Employee retention improved immediately."

Angela W., HR Director, Pittsburgh PA

Service note: Group health and employee benefits are provided through appropriately licensed insurance professionals. Tax, legal, mortgage, and financial services may be provided through independent licensed or qualified partner professionals. Availability varies by state, product, and provider.

Group Benefits — Under 50 Employees

Big-company benefits for small teams.

Small businesses deserve the same quality benefits as the big players — and with the right guidance, you can offer them. We help small employers (under 50 employees) build competitive benefit packages that attract and retain talent, without blowing the budget. SHOP marketplace options and small group tax credits may apply.

Who it's for: Small business owners with fewer than 50 employees who want to offer health benefits, compete for talent, and potentially qualify for the Small Business Health Care Tax Credit.

What's included

Small Business Health Options Program (SHOP) marketplace access
Small Business Health Care Tax Credit — up to 50% of premiums
Flexible plan designs: HMO, PPO, HDHP with HSA
Contribution strategy to maximize employer tax advantages
Dental, vision, and supplemental benefit options
Simple enrollment process — we handle the heavy lifting
Year-round support and annual renewal review

What's included

ACA large group compliance and reporting (ALE requirements)
Fully insured and self-funded plan options
Multi-carrier comparison across 50+ top-rated networks
Dedicated account management and renewal support
Dental, vision, life, and disability add-ons
Open enrollment coordination and employee education
COBRA administration guidance
Group Benefits — 50+ Employees

Enterprise-grade benefits. Simplified.

Large group plans (50+ employees) come with their own set of rules, compliance requirements, and carrier negotiations. We handle all of it — from plan design and carrier selection to open enrollment support and ongoing account management — so your HR team can focus on people, not paperwork.

Who it's for: Businesses with 50 or more full-time equivalent employees looking to offer competitive, compliant group health benefits.

$150M+
In total coverage
5,000+
Clients helped
4.9★
Google rating
50+
Carrier partners
Curtis Business Solutions

More Than Group Benefits.

Curtis Health Solutions connects businesses with a broader range of professional resources — all through one trusted organization. Certain services are provided through independent, appropriately licensed partner professionals.

Key-Person & Business Protection

Key-person insurance and business continuation planning resources; buy-sell agreement funding guidance is available through qualified partner professionals.

Executive Benefits

Supplemental benefits, disability coverage, and group life insurance for leadership teams.

Legal Service Plans

Business legal resources, identity protection, and access to participating attorneys through legal service plans and qualified partner professionals.

Tax & Bookkeeping Resources

Tax preparation, business tax support, and bookkeeping resources through qualified partner professionals.

Employee Financial Wellness

Financial education, retirement preparation resources, and planning guidance through qualified partner professionals.

Business Succession Planning

Resources and referrals to qualified partner professionals for business owners planning ownership transitions and long-term continuity.

Client Examples

How we help businesses.

The following examples illustrate the types of situations we help businesses navigate. Specific outcomes vary by business, carrier, and circumstances.

Small Business — Retail

8 employees

Challenge

Owner was paying for individual health plans for each employee separately, with no group structure or employer contribution strategy.

Solution

Reviewed group health options and helped the business establish a structured employee benefits plan with employer contribution.

Outcome

The client reported improved employee satisfaction and a more organized benefits structure after implementing the new plan.

Professional Services Firm

22 employees

Challenge

Renewal costs had increased significantly year over year. The business had not compared carriers in several years.

Solution

Conducted a full benefits review, compared available group health carriers, and presented alternative plan designs.

Outcome

The client reported meaningful cost savings after switching carriers while maintaining comparable coverage levels for employees.

Independent Contractor Network

1099 contractors

Challenge

Contractors had no access to group benefits and were individually navigating the insurance marketplace without guidance.

Solution

Provided individual health insurance consultations and helped contractors compare available private and ACA marketplace options.

Outcome

Multiple contractors reported finding more suitable coverage options after receiving personalized guidance.

Case studies are illustrative examples based on common business scenarios. Individual results vary based on business size, industry, carrier availability, employee demographics, state regulations, and other factors. No specific savings, retention, participation, or other outcome is guaranteed.

Ready to build a benefits package your team will love?

Tell us about your business and we'll find the right group plan — fast. No spam. A real person reaches out — usually same day.